Florist Payment Gateways

Secure online payments connected directly to the florist, with guidance on the right gateway and support setting everything up.

Florist websites since 2009

Payment Gateways

How online payments work on florist websites and how to choose the right gateway.

What is a payment gateway and why do I need one?

A payment gateway allows your website to take online card payments securely. In a flower shop you might use a counter terminal, mobile card reader or PDQ machine. A payment gateway performs the same role online by checking card details and passing funds directly into your bank account.

Choosing a payment gateway

Florist Window does not process payments or hold customer funds. Each florist connects their own payment gateway so customers pay the florist directly.

We guide you through choosing, setting up and connecting the right gateway for your business. For many florists, we recommend Stripe due to its reliability, international support, mobile-friendly checkout and support for Apple Pay and Google Pay.

For florist websites in South Africa, we can also support Yoco, giving florists a strong local payment option with online card payments, Apple Pay, Google Pay and payment links.

Optional buy now, pay later methods such as Klarna, Clearpay and Afterpay can also be added where suitable, depending on country, account eligibility and the florist’s order profile.

Payment gateways integrate directly with the Florist Window platform, including order management, delivery scheduling and subscriptions. View platform features.

Stripe

Stripe handles online card payments alongside Apple Pay and Google Pay. These options help create a faster checkout experience, especially on mobile devices.

Stripe also enables florists to offer recurring payments, making it ideal for services such as flower subscriptions.

UK example pricing (Stripe):
No setup fee
No monthly fee
No annual PCI charge
Typical processing: 1.5% + 20p per standard UK card transaction
Example: a £45 order costs approximately 88p in processing fees

Accepted payment methods can include:
Visa
Mastercard
American Express
Apple Pay
Google Pay
Klarna
Clearpay
Afterpay

Selected country examples and optional provider pricing:

🇬🇧 United Kingdom

Standard UK cards: 1.5% + 20p
European Economic Area cards: 2.5% + 20p
Other international cards: 3.25% + 20p

🇮🇪 Ireland

Standard EEA cards: 1.5% + €0.25
UK cards: 2.5% + €0.25

🇺🇸 United States

Domestic cards: 2.9% + 30¢

🇨🇦 Canada

Domestic cards: 2.9% + CA$0.30

🇦🇺 Australia

Domestic cards: 1.7% + A$0.30
International cards: 3.5% + A$0.30

🇳🇿 New Zealand

Domestic cards: 2.65% + NZ$0.30
International cards: 3.7% + NZ$0.30

🇿🇦 South Africa

Yoco online payments:
Local cards: 2.55% to 2.95%
International cards and American Express: 3.20% to 3.40%
Yoco EFT: 2.00%

Optional provider, Klarna

United Kingdom, Ireland and several European markets: 4.99% + €0.40
Austria, Belgium, Germany, Netherlands and Switzerland: 2.99% + €0.35
United States and Canada: 5.99% + €0.30

Optional provider, Clearpay / Afterpay

Clearpay is the UK branding of Afterpay.
Stripe supports Clearpay / Afterpay for eligible businesses in the United Kingdom, Australia, Canada, New Zealand and the United States.
Stripe pricing is typically shown at 6% + 30¢ per successful charge.

🇬🇧 🇮🇪 🇺🇸 🇨🇦 🇦🇺 🇳🇿 🇿🇦 🇪🇺

Rates are set and charged directly by Stripe or the relevant payment provider. Florist Window assists with setup and ensures your website is configured correctly for your market.

View Stripe pricing by country

Yoco for South AfricaYOCO

For florist websites in South Africa, Florist Window can support Yoco as a local payment gateway option for direct online selling.

Yoco supports online card payments, including Visa, Mastercard and American Express, as well as Apple Pay and Google Pay. It also offers payment links, which can be useful when florists need to take payment remotely outside the website checkout.

Typical Yoco online payment pricing:
No setup fee
No monthly fee
Local cards: 2.55% to 2.95%
International cards and American Express: 3.20% to 3.40%
Yoco EFT: 2.00%

Yoco is a strong fit for South African florists who want a local payment solution with mobile-friendly checkout and funds going directly to the florist.

Rates are set and charged directly by Yoco. Florist Window helps with setup and website connection for South African florist clients.

PayPal (optional)

Florist Window websites can also accept payments via PayPal. We usually recommend PayPal as an additional option alongside card payments rather than as the sole payment method.

Typical PayPal costs in the UK are:
No setup fee
No monthly fee
3.4% + 20p per transaction

New lower PayPal REST API rates are also available by connecting through the PayPal app instead of older pricing structures. Florist Window guides florists through the process with a quick and easy tutorial.

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